Debt is often interpreted by incapacity or things that tend to be negative. However, debt can be one of the strategies taken by the government to build various sectors with the aim of creating a much better life.
Like Indonesia. There are certain strategies that the government implements in terms of debt or financing, especially when infrastructure development continues to be boosted in the face of an evolving future.
"Management of this financing, the government trying to manage carefully, especially in terms of loan portfolio management," said Director of Strategy and Finance Portfolio of Scenaider Clasein Siahaan Finance when talking.
Scenaider explains, one of the considerations the state owes to finance the development is the income from taxes is not enough to fund development projects.
The government may wait until it has sufficient funds to finance its own development. However, when the condition is up, more money must be spent to catch up.
"For example, if we postpone the funds for education, school construction, teachers salaries, many people who school age baseball school.If delayed to have money, maybe 10 years again, people who were 7 years 10 years again already 17 year, he's only elementary school.
Once that happens, people become baseball productive, "said Scenaider.
When that happens, for example, those who are not productive will be a social burden. More extreme, there will be chaos as a result of the condition, such as increasing the number of criminals due to lack of welfare.
Conversely, if owed, it is necessary that the strategy for debt does not burden the state and become productive debt.
In this case, the government combines the types of debt, either based on the duration of its tenor maturity until the exchange rate is used.
"Debt is not like people think, it should be paid all tuh a day or a year.It's what we separate, we manage to be paid on average now about 9 years," said Scenaider.
He explains, interest for short-term debt, such as 1 year, usually in the range of 3 percent. As for the long term, for example tenor 10 years, the interest reached 6.7 percent.
From the scheme, the government combines their debts between the short and long term as needed. Consideration, measure between efficiency and potential risk so that each month the government can repay the debt without having to burden to quickly pay it off.
"Although baseball is entirely out of cost convenience, but it can also be security from a long period of time, it's relatively safe because we have time to pay it off longer," Scenaider said.
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